DuitNow Online Banking/Wallets (DOBW) transaction limits vary by bank. For individuals, most banks support transactions of up to RM50,000 per day, while businesses are typically allowed higher limits, supporting up to RM10,000,000 per transaction. Customers may request adjustments to their transaction limits via the respective banking channels. A cooling-off period—typically 12 hours—applies when increasing limits, during which transactions remain subject to the previous limit. 

DuitNow Online Banking/Wallets transactions are free for individual and merchants are subject to a Merchant Discount Rate (MDR).