DuitNow Transfer & NAD
DuitNow Transfer & NAD is a core component of our real-time
payment infrastructure, enabling seamless and instant fund
transfers via mobile numbers and other proxies, as well as
account numbers.
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The National Addressing Database (NAD)
allows customers to register and link their accounts
to a proxy of their choosing, such as mobile number,
NRIC, passport number etc., for easier identification
and payment.
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DuitNow Transfer (P2P) offers an
alternate way for customers to facilitate instant
fund transfers using a registered proxy ID.
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DuitNow Transfer (P2A) is the real-time
transfer of funds to a beneficiary account across
all supported participants in the DuitNow ecosystem.
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Coming Soon QR Cross Border (POS)
establishes
bilateral links with foreign countries to allow QR
payments to be made cross-country using local payment
apps.
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DuitNow QR
DuitNow QR is an interoperable QR code payment standard that
enables customers to make cashless payments by scanning a
single QR code via any participating payment app.
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DuitNow QR MPM (POS) allows customers
to make payments by scanning a merchant’s statically
or dynamically generated QR code.
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DuitNow QR MPM (P2P) enables peer-to-peer
fund transfers via a sender scanning the recipient’s
QR code.
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DuitNow QR CPM allows merchants
to collect payments by scanning the customer’s dynamic
QR code.
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Coming Soon DuitNow Pay
DuitNow Pay provides a single API that
consolidates multiple online payment channels, enabling customers
to select the option they trust most at checkout.
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DuitNow Online Banking/Wallets is
a real time online payment service which enables
Payers (both individual and corporate) to transact
securely using their internet and mobile banking,
or e-Money application with Merchants.
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DuitNow AutoDebit is a convenient
and efficient collection method for businesses that
enables automated fund collection by the Merchants
either by ad-hoc or recurring method directly from
Payers with a pre-established Consent in place.
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Consent is Customer initiates the
service themselves by providing consent to merchants
for DuitNow AutoDebit at the merchant's platform.
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Coming Soon DuitNow Request
DuitNow Request enables businesses and
individuals to send a payment request to the intended sender
in real-time.
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DuitNow Request (P2P) offers an
alternate way of requesting payments using the sender’s
registered proxy ID.
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DuitNow Request (P2A) is a real-time
payment request service initiated by the recipient
to the sender via their account number.
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MyDebit Card Present
Enables secure in-store card transactions via physical terminals.
It includes a comprehensive suite of services such as Transaction
Adjustment, Cash-Out at Point of Sale, Pre-Authorisation,
and OEM, providing flexibility and enhanced capabilities
for merchants and acquirers.
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Card present (CP) enables in-store
MyDebit transactions via physical terminals, with
the added capability for merchants to adjust transaction
amounts post-authorization but before settlement—ideal
for handling corrections or changes in transaction
details.
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Cash Out enables cardholders to
withdraw cash directly at the point of sale (POS)
when making a purchase, providing added convenience
and reducing the need to visit ATMs.
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Pre-Auth reserves or earmarks a
specified amount on the cardholder’s account before
finalising the transaction—commonly used in sectors
like hospitality and fuel to secure payment in advance.
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OEM Wallet enables MyDebit cards
to be provisioned or added into mobile wallets allowing
cardholders to pay securely using their mobile devices
physically or online.
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MyDebit Secure
Enables MyDebit transactions without physical card presence—such
as online, in-app, or recurring payments—with the added feature
to adjust transaction details post-authorisation but before
settlement, supporting flexible and accurate payment processing.
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Card Not Present (CP) supports MyDebit
transactions made without physical card presence—such
as e-commerce or recurring payments—with the ability
to adjust transaction amounts before final settlement
for enhanced flexibility and accuracy.
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Tokenisation is an enhanced security
for MyDebit transactions by replacing actual card
details with unique digital tokens, enabling safe
and seamless payments across mobile wallets, e-commerce
platforms, and in-app purchases.
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OEM Wallet enables MyDebit cards
to be provisioned or added into mobile wallets allowing
cardholders to pay securely using their mobile devices
physically or online.
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