1. Nationwide Participation:
Supported by 42 banks across Malaysia, enabling payments from any participating bank’s Internet or Mobile Banking platform.
2. Multiple Account Types:
Payments can be made from Savings, Current, Transactional Investment, or Credit Card accounts.
3. No Registration Required:
Customers only need an Internet or Mobile Banking account; no separate registration for JomPAY is necessary.
4. 24/7 Availability:
Pay bills anytime, including weekends and public holidays.
5. No Transaction Fees:
Payments via JomPAY are free of charge for customers.
6. Simple Payment Process:
Customers use the Biller Code and Customer Reference Number(s) on their bills to make payments.
7. Fast Payment Acknowledgement:
Payments made before bank cut-off times are acknowledged on the same banking day.
8. Supports Future-Dated Payments:
Some banks allow scheduling payments for future dates.
9. Secure and Regulated:
Operates under Bank Negara Malaysia’s regulatory framework ensuring secure transactions.
10. Easy Reconciliation for Billers:
Consolidated reports and immediate payment notifications simplify cash flow management.
11. Reduces Payment Errors:
Online validation ensures payments are directed correctly to the intended billers.