💡 Overview — DuitNow Online Banking/Wallets (DOBW)

DuitNow Online Banking/Wallets (DOBW) is a real-time payment service operated by PayNet that enables customers to make instant payments to merchants using their preferred bank or e-wallet via DuitNow Pay. It offers a seamless and secure checkout experience for individual customers on e-commerce and m-commerce platforms by redirecting them to their online banking or e-wallet application for payment approval.

DOBW supports payments from multiple account types including Current Account and Savings Account (CASA), Credit Card Account (Line of Credit), as well as e-Wallets. With over 40 participating banks and e-wallet providers, DOBW allows merchants to receive payments 24/7 instantly, improving customer experience and simplifying reconciliation.