|
Online Transaction Capability
|
Real‑time payments at merchant websites/e‑commerce apps. |
|
MyDebit Secure
|
Non‑payment authentication and tokenization for card‑on‑file.
|
|
3D Secure Verification
|
Facilitates 3DS checks to prevent fraud. |
|
Fraud Protection
|
Enhanced protection for merchants and customers. |
|
No Physical Presence Required
|
Cardholder not present during payment. |
|
Opt‑in Functionality
|
BNM‑aligned opt‑in for non‑strongly‑authenticated CNP. |
|
Bank Agnostic
|
Compatible across banking systems; plug‑ins/bank apps. |