💳 Overview

MyDebit Online (Card-Not-Present - CNP) refers to payment transactions made using a MyDebit card where the cardholder is not physically present at the merchant location. This primarily includes online purchases via websites or e-commerce applications, but also covers mail order and telephone order (MOTO) transactions.

MyDebit Online facilitates these transactions by routing them via MyDebit Secure, a solution developed by PayNet to enable non-payment customer authentication, secure token requests for card-on-file, and enhanced security for online debit card purchases.

MyDebit Secure CNP aims to provide protection from fraud for both merchants and customers, regardless of the device used for payment (mobile, desktop, or tablet). It plays a crucial role in supporting the growing e-commerce industry in Malaysia and the Asia Pacific region by facilitating safer and more secure online payments using MyDebit cards.