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Key Features

🌟 Key Features of FPX

 

  • ✅ Real-Time Payments: Immediate debiting and crediting of funds between customer and merchant accounts.
  • ✅ Wide Bank Participation: Connects 22 banks, including Maybank, CIMB, Public Bank, RHB, Hong Leong, and more.
  • 🔒 Secure Authentication: Uses customers’ existing Internet Banking login credentials with multi-factor authentication (e.g., OTP).
  • 🛒 Convenient for Merchants: Supports online checkout integration with instant payment confirmation.
  • 🕒 24/7 Availability: Most banks support FPX payments around the clock.
  • 💳 Supports Refunds and Disputes: Enables merchants to process refunds and manage disputes efficiently.
  • 📜 Regulatory Compliance: Operates under Bank Negara Malaysia’s regulatory framework.


💡 Tip: Always verify the merchant’s payment page before entering your banking details, and enable transaction notifications from your bank for added security.

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