1️⃣ Card Insertion: The cardholder inserts their MyDebit card into the chip-enabled POS terminal.

🔐 Data Exchange: The chip securely communicates with the terminal, encrypting transaction data.

🔢 PIN Entry: The terminal prompts the cardholder to enter their PIN, which is encrypted and securely transmitted to the issuing bank for verification.

✅ Authorization: The issuing bank verifies the PIN and approves or declines the transaction.

🧾 Receipt: The terminal prints a receipt upon successful authorization; no signature is required.

Tip: Always shield your PIN entry from view and keep your MyDebit card in a safe place to prevent misuse.