How do merchants onboard to DuitNow QR?

Step 1: Choose an Acquirer (Bank or eWallet Provider)
Merchants need to select a DuitNow QR acquirer, which can be a participating bank or e-wallet provider. This acquirer will facilitate DuitNow QR payment acceptance and settlement.

Step 2: Register as a Merchant

Many acquirers offer self-registration via their mobile apps or online portals.
Businesses with valid Suruhanjaya Syarikat Malaysia (SSM) registration or trading licenses are eligible. Some acquirers also support home-based or part-time businesses with NRIC registration.

Step 3: Receive DuitNow QR Code
After approval, merchants will receive a single DuitNow QR code that can accept payments from all participating banks and e-wallets nationwide. This QR code can be printed or displayed digitally at the point of sale.

Step 4: Start Accepting Payments
Customers can scan the DuitNow QR code using their preferred bank or e-wallet app to make instant, real-time payments directly to the merchant’s account.

💡 Tip: Display your QR prominently at the cashier counter to ensure easy scanning.

Step 5: Manage Transactions
Merchants can track sales and transaction history via their acquirer’s merchant portal or app, simplifying reconciliation and cash flow management.

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