When Will IBG Funds Be Credited?
IBG transfers are processed in multiple clearing windows throughout the business day. The timing depends on when the payment instruction is submitted:
| Transfer Initiated | Funds Credited To Beneficiary |
|---|---|
| Before 5:00 am | By 11:00 am same day |
| 5:01 am – 8:00 am | By 2:00 pm same day |
| 8:01 am – 11:00 am | By 5:00 pm same day |
| 11:01 am – 2:00 pm | By 8:20 pm same day |
| 2:01 pm – 5:00 pm | By 11:00 pm same day |
| After 5:00 pm or weekends/public holidays | By 11:00 am next business day |
Transfers initiated before 5:00 pm on a working day are typically credited on the same day. Transfers after cut-off times or on non-business days are processed the next business day.
💡 Tip: To avoid delays, it is best to submit IBG transfers before 5:00 pm on a working day.